[Todd]

About 4 years ago I started a concept called Credit Knowledge.

www.CreditKnowledge.net

I got the idea after I left college with $14,000 in credit card debt. I was under the impression that I could easily get a $100k/year job and pay it off without even thinking. That wasn't the case at all.

During college I hanged out with a group of friends that all had credit cards but their parents paid off the balance every month. I had to keep up with them with the bars, going out to eat, and vacations.

I decided something needed to happen because I was not the only one that has made this huge mistake. Why isn't their a extensive course offered in public high schools about credit. This is a gigantic problem. I came up with a course and wrote a short E-Book. I really think this idea has big potential but I can't find any school districts or institutions that have the extra money to add this to their course load. I think schools would hire a representative to come out and give a 1 hr course on credit in a auditorium.

If you are interested or just have any ideas let me know. The site gets good traffic.

Thanks,

Todd McDougall
www.McDougallMortgages.com
toddmcdougall@hotmail.com

[Gaulkin]

Id pay you $100 dollars for that website


To me the e-book is worthless because its pretty easy to handle not getting in debt.... but this is just the way i feel.

[Todd]

Sounds like you are rather snide in your remarks. Sure it might be easy for you to manage your debt but for the rest of the American Population it is a huge problem. Do a little research before you turn your nose up at the idea.

How is your business going in FL? I would hate to be doing real estate in that town right now.