If its a business credit card then it will show up on your business credit (if you have a separate tax id). It will only get reported to your personal credit if you are delinquent on the account. As long as the account is in good standings, then it won't show up on your personal credit at all.
Anything you get will most likely have a personal guarantee on it. So no matter what you choose, if the account is delinquent, it will get reported to both your business credit and your personal credit.
Also, you have to remember that your banker is trying to sell you something. They want you to get their product, not someone else’s, so make sure you do your due diligence.
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Robert Falk
Business Developer / Investor
Self Help & Success Forum


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