What kind of insurance do I need for a food/dietary product?

[nickclarson]

I am starting a supplement company and am having trouble deciding what insurance coverage I need to get (if any). I only am planning on having one product for the time being.

I run through a separate company for manufacturing However, since this is my own formula I'm assuming I will need to get my own insurance. The formula is composed of all natural ingredients like vitamins, the only thing I am worried about is some caffeine that will be in the mix.

So I guess my question is, since I am just starting out, what kind of insurance do I need to get for a product like this? Do people normally just get liability, or do I need something more?

I am forming an LLC this week and I imagine that would make a difference in the type/amount of insurance I have to get.

Of course like most other people starting out, the budget is limited, but I still want to have my ass covered.

Thanks!
Nick

[nickclarson]

please o please help me!

[bking]

Nick, I would call an insurance agent who regularly insures businesses. You need a good insurance agent at your side regardless of your type of business, and this is a relationship best established by phone and face-to-face, not strictly online.