Hey Chris,
(www)SBA(dotgov) The U.S. Small Business Administration | SBA.gov[/url] is a tremendous resource that you may have heard of. In addition to the most solid business advice collection around, they point you in the direction of counseling, government contracts (which may be helpful depending on your business/product) and loans.
I would like to add though, as both a woman and a minority, no it is not inherently "easier" doing the investment capital song and dance. I'll spare the stump speech but while many opportunities exist for limited or partial funding, there is no one to my knowledge ready to jump in just because of chromosone alignment.
Best of luck to you.
~R
RuDee Sade
Eleven Seven Enterprises
"No matter what your past experience is, it’s always in your best interest to play it cool."
-EMK