Lately I have been looking at different and creative ways to fund my business. Traditional bank loans are getting harder and harder to secure these days so I have been looking at a few alternative ways to finance a loan on the internet. One of the most efficient ways I have found so far (have not tried anything just yet - still researching) is peer to peer lending. Some sites I have been looking at are:

prosper.com
&
lendingclub.com

I have been doing some fact checking on:

lendstats.com

Does anyone have any experience with these type of sites and business loans? Are there any other sites I should be checking out before I make my loan decision?