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Two things, and then I don't ever want to open this thread again:
1) It is irrelevant which lender you use, you'll still need to put up equity to get a loan. As a result, if you were serious about your health club, you would be looking for every opportunity to cut costs so that the required equity would be lower and your chances of finding an investor would therefore be higher. You are very correct, in theory, that owning property is better than renting property, but if you are unable to find an investor willing to provide sufficient funds to obtain a loan in an amount large enough to purchase, you are neither owning NOR renting. What you need to do is start smaller. If you rent, rather than own, at the outset, you'll have a higher net income each month, all things considered, and you will eventually be able to use part of that income to fund the purchase of land and construction of your own gym. If you can't make enough when only renting in order to keep the business afloat and begin to build wealth, then you certainly won't be able to make enough when the debt payments are due to the lender each month.
2) I understand that you have the attitude that you'll be damned before anyone talks bad about you, your idea, or your business strategy. However, what you need to understand is that in the business world, if YOU are the one seeking investment, you must be humble. When you are the Donald Trump of the fitness industry, then you can kick ass and take names, but you aren't right now. Yeah, yeah, yeah, "but I'm not going to sit here and let anyone insult me." I get it. However, what you have just done is announce to the world that YOU ARE NOT SOMEONE THAT AN INVESTOR OR ANYONE ELSE WANTS TO WORK WITH, regardless of your idea or your abilities. Based on how you have conducted yourself in this forum, people insulting your mother or not, there is not a single person here who would consider taking the time to even LOOK at your business plan. Why? Because even if it's a homerun, you are not the type of person that anyone would want to work with, let alone give access to substantial amounts of their money.
This isn't another knock, this is reality. Reputation, personality, professionalism, integrity, character - these are all things that are of utmost importance in business, and these are all things that, whether reflective of you as a person or not, you have demonstrated by your comments and attitude here to lack. If you want to find an investor, conduct yourself with class and professionalism and portray yourself as a person that an investor should WANT to work with as a person. When I invest in startups, the PERSON is actually more important to me than the IDEA. Ideas can be changed and molded and adapted to make work, but people cannot.
The big picture: CONDUCT YOURSELF IN SUCH A WAY AS TO MAKE IT EASY FOR SOMEONE TO INVEST IN YOU AND YOUR IDEA. Right now you're making it difficult as hell at best. Good luck.
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