Where do you start?

[B744]

Hypothetical situation: You have $30,000 in liquid cash. You want to buy an established business and are open to anything except ebusiness (scam) or silent partnerships.

How much business can a 30K down payment realistically buy with owner financing or SBA?

What types of professionals are involved in an acquisition? Business brokers?

[myfayt]

Business brokers and realtors are the ones who sell businesses professionally.

It all depends on how much the business wants as a down payment, some won't finance any of it, others half down. I've seen a $125k business want $25k down and finance the rest.

On average with $30k that is enough for a $100k business, but again depends on the seller.

[fishingeye]

Hello,You can open a online shop.

[ZingerIntl]

I am in creative acquisitions.
Here are deals on my plate today.

Owner absentee Laundry Mat.
Purchase Price - $265,000
Net Profit - $79,000
Down Payment needed - $100,000
Owner carry $165,000
FF&E - $870,000 (included in sale price)

I applied for a asset based loan of 60% of machinery ($870,000 * 60% = $522,000) against equipment I do not own. If approved I will pay $100,000 down and pocket $422,000. (may need a one day bridge loan to tie over from Purchase to asset loan)
$522,000 loan @ 10% = $4,350/month interest only LOC (Expense acquired = $4,350 * 12 = $52,200/yr)
$165,000 Owner loan @ 7% over 5 yrs = $3,267/mth (Expense acquired = $3,267 * 12 = $39204/yr)

Total Debt Owed/year = $52,200 + $39,204 = $91,404.

Business makes $79,000 Net Profit. Difference is $11,404/year. Who here would Like to pay $1,000/month for a $422,000 loan? Do you think w/ $400k you would be able to make $1,000/month? I hope so.
__________________________________________________ ______________
Next Deal

Turn-Key Liquor Store - Sale Includes Real Estate/Pizza Hut Lease

Asking Price $1,095,000
Gross Income $716,000
Cash Flow $196,000
ASSETS
Real Estate $1,095,000* (included)
FF&E $200,000*
Year Established 2005

Buy the real estate get a liquor store + pizza hut lease payment (you do not own/run)
Real estate reduced in price $600k in last month. Owner will carry paper.
Lenders will lend on real estate if you had SAY??????? $422,000. Catch my drift. Think like an entrepreneur and there is always a way to get it done.

[ZingerIntl]

To be honest tho, if you have $30,000 and you want to keep it safe, no major risk, but would like to make a decent return...
Find a professional real estate Fix n flip team. They will take your $30,000, secure you with Deed of Trust (that means the property) maybe even PG the loan and pay you 18%. (1.5%/month on $30,000 is $450/month profit.) I would also say you want 10% of net profit. Usually will be another $1,000-$2,000 every 90 day loan you give out.
Quick Math
90 day loan secured by title and PGd
$30,000 @ 18% = $450/month * 3 months = $1,350 + 10% net profit = $1500.

$1350+$1500 = $2850 on $30,000 over 3 months. Thats equivalent to 3.166% ROI monthly, or amortized would be 38% ROI. Rule of 72 says 1.89 years to double your principle.

[Lambo]

To be honest tho, if you have $30,000 and you want to keep it safe, no major risk, but would like to make a decent return...
Find a professional real estate Fix n flip team. They will take your $30,000, secure you with Deed of Trust (that means the property) maybe even PG the loan and pay you 18%. (1.5%/month on $30,000 is $450/month profit.) I would also say you want 10% of net profit. Usually will be another $1,000-$2,000 every 90 day loan you give out.
Quick Math
90 day loan secured by title and PGd
$30,000 @ 18% = $450/month * 3 months = $1,350 + 10% net profit = $1500.

$1350+$1500 = $2850 on $30,000 over 3 months. Thats equivalent to 3.166% ROI monthly, or amortized would be 38% ROI. Rule of 72 says 1.89 years to double your principle.

where would you find such teams in this economy?

[ZingerIntl]

where would you find such teams in this economy?

I am part of one. This is how I cover my bills while taking down my other projects.

I live in arizona now but I am originally from small town north of Red deer AB. Thats in Canada for whoever does not know where AB is.
Where are you from LAMBO?