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Young Entrepreneur Forums » General Business » General Business » What interest rate are fees charged at?



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Old 06-10-2008, 02:22 PM   #1 (permalink)
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What interest rate are fees charged at?
Anyone know the answer to this? For example, lets say I have a card with 15% interest on purchases and 20% on cash advances - if I get hit with a $30 over the limit fee, would this accumulate interest at 15% or 20%? (or higher?)

Any thoughts?
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Old 06-11-2008, 10:53 PM   #2 (permalink)
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If the over limit charge results from a purchase, I guess it should be treated at a purchase rate, but all the over limit charges and fees need to be pay back at once. For more information try
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Old 06-11-2008, 11:53 PM   #3 (permalink)
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It would attach to the purchases, since that was the cause for the overdraft charge.
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