1
Write a business plan. Include a description of the business or product, define potential customers, project revenue and expenses. Preparing a business plan for a financial institution or Small Business Administration loan requires more detail.

2
Obtain a zoning permit and certificate of occupancy from the local building or planning department. Contact local planning and building officials learning about special zoning and building requirements. Check for specific fire or health regulations. File applications for business licenses, business registrations, or tax permits with the local government.

3
Register the business name and any "doing business as" statements with the the Secretary of State Office or Corporation Commission. Verify business name availability and file appropriate registration papers. Obtain state tax permits and contact the Internal Revenue Service and state income tax agency for the tax identification number.

4
Create the business financial management system with the business' accountant using a spreadsheet, money management software or software-based accounting program. Open checking and savings accounts for the business. Obtain a business debit and credit card or dedicate an already held card for business only purposes.

5
Obtain required building permits for any remodeling or construction required at the place of business.