[tbeer22]

https://www.prosper.com/public/lend/...istingID=37026

[dre]

Why do you only work 15 hours a week? It looks like that is where the money problems are coming from.

[tbeer22]

Because I go to school full time and spend my other time doing entrepreneurial oriented things like this!

[dre]

Those are not good enough reasons, especially when you need money. You are making a poor decision trying to get a 3 year loan with 20% interest when you could double your hours and take care of your debts on your own.

[WanganRunner]

I'll be on here trying to get a $15,000 business loan (possibly with an initial tranche of $5k with another later $10k loan) for car-flipping capital, but I'll also already have nearly double that in other cash, so I won't be much of a lending risk.

Prosper is flippin' cool, I think it's genius. It's the eBay of credit, and it's LONG overdue.

I see myself both lending and borrowing on it in the future.

[shawnman19]

I plan on puting some money to work on Prosper in the future, once some of my other investments start paying me back. I like the idea and if I can make 15%-20% APR on it that is better then putting it in the stock market (which does not guarentee any money).