Please Give me some ADVICE.....

**Woodcs82** · 01-06-2011 09:42 PM

If you were 30 , had a bankruptcy , live with your parents still , had NO CREDIT & Had $3,000 to your name...what would you do?

Any Advice is really appreciated

Thank you!

**PhillM** · 01-06-2011 09:53 PM

Get a bad credit credit card and build it back up, keep your limit extremely low. Find a retail job in the mall or something basic to get yourself back on your feet. As you save up your money and build your credit back up start looking for more permanent jobs. If you find one and saved most of your money from your retail job you should have enough to move out and pay a few months rent. Just keep working up from there. You're still fairly young so there's still time to fix all these things.

**Woodcs82** · 01-06-2011 10:49 PM

Thanks , i appreciate the advice.... I actually just applied for a Capital One mastercard and got approved ....2 weeks ago Hooters Mastercard approved me as well...

Im savin every penny i can get..... I've owned businesses my whole life so its tuff working a job for $10 an hour or so , especiallly when gas & rent are so much money...

I know it can be 10 X worse....i feel bad for all the homeless people out there....There are so many people in need of help!

Originally Posted by PhillM

Get a bad credit credit card and build it back up, keep your limit extremely low. Find a retail job in the mall or something basic to get yourself back on your feet. As you save up your money and build your credit back up start looking for more permanent jobs. If you find one and saved most of your money from your retail job you should have enough to move out and pay a few months rent. Just keep working up from there. You're still fairly young so there's still time to fix all these things.

**AndyMc** · 01-07-2011 03:40 PM

I think you have to just get your mindset on the right track first... which it seems like you have.
Aside from the obvious things to do .. maybe you could look to add different assets to yourself?
Get more education, vocational, higher degrees, etc. This might help you with other job opportunities in the future. Tomorrow is important, but tomorrow leads to next week and next year.