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  1. #1
    Jmac29 is offline Junior Member
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    Need College loan Cosigner.. will pay 2000$ cash

    Hey guys, my name is Justin im currently attending the University of Rhode Island. i have a huge problem right now, my parents are ineligible to cosign my college loan of 20,000$ due to bad credit, i tried talking to other family and friends and no one will cosign the loan. I'm majoring in accounting and have done really well thus far, all i need is someone that can cosign a private loan so i can go back to school next year, i will pay them 2000$ cash. I know anyone thats reading this might think it would be a bad idea to cosign a loan, but these college loans are very flexible. After 36 months the cosigner can be realeased from the loan. This is my last chance to go back to school this fall. If anyone is interested or has any ideas or even wants to try and help me out please get back to me asap

  2. #2
    jasaunders's Avatar
    jasaunders is offline YE Veteran
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    I assume you filled out the FAFSA?

  3. #3
    Jmac29 is offline Junior Member
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    Yes i did, I got financial aid but not nearly enough for the full cost

  4. #4
    jasaunders's Avatar
    jasaunders is offline YE Veteran
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    As a next step, I would schedule an appointment and talk to your school's financial aid office. See what other opportunities there are for you, whether it be another federal program, state program, school specific program or work-study. That is your best option.

    Private student loans are horrible, horrible creatures. You don't want private student loan debt, there isn't much out there that's worse financially.

  5. #5
    AABookkeeping's Avatar
    AABookkeeping is offline Junior Member
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    there's always a way to pay for school. Seriously talk to your financial aide office.

  6. #6
    collegeloanconsultan is offline Junior Member
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    Here you go:

    I'm not allowed to post the url yet. google this: university of rhode island university loan. Click on the first site- then click on the RISLA Advancement Loan link. This is a nocosigner student loan using university funds- $7,000 per year.

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