this is not an issue of morality
this is an
issue of power
you must manage the situation where you do not contravene the 48 principles of power
this means that you must conceal your intentions and manipulate your masters (your friends) into encouraging you to "do something on [your own] own".
all this other advice you're being given is wrong because it contravenes law No 1. follow the advice and you will continually fail in your endeavors.
instead, use an array of tricks to implement Laws no 8, 11, 14 and 18
the point: manipulate the situation where your friends give you money and support so you achieve your objective, thinking that doing so is in their best interest.