How to get more endorsements on Prosper

[youngmarketplace]

Hi everyone

I used to have a prosper score of almost a B. I have had no problems in 2 years. How is it possible that I am now a HR score. Can 1 credit inquire really make you lose 47 points? I just checked my credit and for some reason its diped that much for no reason. Now this means I need endorsements for my propser loan. My username is canajunairlines on prosper and i am only seeking $8,500 at %25%

Thanks for any help

[jasaunders]

An inquiry will not make you lose that many points. But 47 points is also not the difference between B and HR, it is significantly more. It like means you are late on payments or defaulted on loans. Check your credit reports. If you haven't been late or defaulted, it could be identity theft. www.annualcreditreport.com
You cuold also check your reports and FICO score at myfico.com for $16, but prosper doesn't use FICO, they use SCOREX.

[youngmarketplace]

Checked everything. No late payments in 2 yrs. No problems. Key Bank told me my score was 642 a month and a half ago, now when I got my score yesterday its only 595 for no reason. Unless key bank was wrong.