How to get endorsements on my prosper loan

[youngmarketplace]

Hello

I am trying to figure out how to get more endorsements on my prosper loan. Even 1-2 from someone I know here on Young Entrepreneur would be amazing. I really need to get it funded. If there is something anyone can do please look at the link below. I am not asking for money, but need to find endorsements. None of my friends or family have prosper accounts so I cant get any from them.

Profitable Organic Fruit Business Needs a chance (Loan listing #354502) - Prosper

Thanks so much

[jasaunders]

I would really suggest losing the testimonials. They don't give any credibility to your listing, especially since people don't even know if they are real. If you do keep the testimonials, move them to the end of the listing.

Start your listing with an overview of your business and why you are seeking the money. Reassure the lenders that you will pay back within X months (if you can pay back at the end of the season, say directly you expect to pay off the loan at the end of the season).

My biggest suggestion is to improve your credit grade. I'm not going to post your financials here, but you really need to raise your revolving credit. Either ask for an increase on one of the cards you already have and/or open one or two new accounts and try to get as high of a limit as possible. You don't have to use these cards, but you really need to decrease your debt utlilization. I would also be concerned as a lender because you have no income verified.

[eliz4biz]

The only BIG question I have in my mind is, why don't the people giving you the testimonials loan you the money? 30% also scares the heck out of me...why would you accept such a percentage rate? If you would prefer to discuss outside of YE let me know.