How can banks improve?

[CharlieB]

Following the credit crunch, im wondering how banks can improve the way they run so that we wont experience any problems similar to that of the credit crunch in the future. Also has the credit crunch left any gaps in the bank sector?

[-BizKid]

by increasing interest rates hehe, but seriously...

[DerekS]

It depends on what kind of banks you're referring to in the first place, but in terms of real estate lenders- how about actually underwriting loans to realistic standards in the first place instead of taking their marching orders from idiots in government like Barney Frank and Chris Dodd.

[Billiam]

Yeah, but here is the funny part, The feds are telling them to loan money again to get the economy going, and the banks are scared to death. They wont loan out money on realestate to save there lives. Its the craziest thing that I have ever seen. I have been a builder and realestate investor for a long time, and Im telling you, its crazy right now. Banks are so tight with there money, it is provideing a worm hole for realestate investors like never before. I wish I had a ton of cash, I could be a millionaire in no time. Instead Im makeing other investors tons of returns on their money, while I climb the latter at about half the pace. Oh well, I guess it takes money to make money!

[HENARRY JAYA]

That we use a happy/health index and burn all money and the money changers -start over and hope just hope that maybe just maybe people will not become so corrupted yet again.
@ above. No, this has perfect relevance to economics.

No, sorry. Dont know. Display more information first.