[jgarifuna]

Dear YE Members,

I'm hoping that you're all doing very well. I've been a bit busy myself, which is one of the reasons you haven't seen much of me lately.

I just completed an early version of a personal finance application, which I would like you to help me test and provide me with some feedback. The link for this application is located at the lower section of this email.

The main intention of this financial application and others to come is to assist individuals and their spouses to control their financial inflows and outflows from a unified location regardless of the many different accounts they may have. I believe that when people are in control of their finances, they tend to make better decisions about it.

The application currently contains the following features among many:

- Monthly budget summaries

- Overall expense reports for all months and all items per month

- Graphical representation of what's been spent, earned and saved

- Graphical representation of each budget item of the selected budget

- Spending comparison to the national spending data to give the user an idea of how he/she is doing compared to the national average

- Multiple accounts per financial institution

- Multiple expense entries against budgeted items and against financial (bank) accounts to keep an accurate amount of the actual accounts

- Multiple income entries (such as salary) linked to budgets and financial accounts

- Transfer of money from different accounts

- Unified financial account transaction history produced from expense entries, income entries and transfer entries

- Budget notes for future reference

- Multiple income earners for users and spouses

- Multiple income payers so the user knows how many times funds have been received from a particular payer

- Multiple payees to know who is getting the user's money

- Over 15 pre-configured budget areas such as entertainment, health and housing among many

- Over 130 pre-configured budget categories to chose from

- Easy duplication of budgets to save typing month after month

- Expense attachments to store receipts digitally for easy access

- Real time tracking of most personal financial accounts and transactions


The link to test this application is:

http://garisoft.com/atk/admin/index.php

username: demo1
password: demo1

You may send your feedback directly from the "Send Feedbacks" section of the application or by emailing me at info@GariDigital.com.


Once we have iron out the bugs, the application will be migrated to a website called MoneyLiberty.com, which may be previewed at the following link:


http://www.garisoft.com/dev/moneyliberty


Thanks a million in advanced for your valuable collaboration.

[Emma S]

Sounds interesting - but if you want some people to test it you could always ask at an dedicated finance forum:
http://www.thefinanceforums.com/