Debt Financing

[crackah]

Hi guys,

Im going to expanding my business into equipment leasing to businesses and government.

Right now I am building my end of life disposal business but im looking at also entering equipment leasing. I think the two would make a good business combination.

The thing with leasing is this.

A business wants $110,000 systems and I supply them at 13% P.A.
I get the finance for the $110,000 at ~10% P.A.
I make ~3%

(also note there are buyout options at the end, as well as using my end of life disposal to get maximum $$ after the systems have finished with their life cycle)


All fine, but right now what im trying to see is how I can best obtain the finance. I believe that the best way imo, is using the credit rating of the business to achieve a lower IR. The bank would see the business is doing the monthly repayments etc.

Does anyone here know about equipment leasing and give me a rough idea about it as well as debt financing from a bank.

Right now im just planning it. Writing down really everything its about and a business plan as well as doing some market research...

Thanks.