Credit card merchants

[koko0909]

Hi pple,

How do you set up credit card payments for your websites?
Do u need to go thru some payment merchants of some sort? if so, any to recommend? can i have more than one website using the same merchant account? or do i need one for each?

[blah23]

I recently applied to a credit card merchant and they said that you can only have one source of revenue for each account though this might be a company policy

[koko0909]

shucks...how much does it cost to set up one then?

[blah23]

it really depends on the company, some seem to have big start up fees while others dont, shop around and find one thats right for you

[NeeJam]

why don't you just use worldpay or something on the lines of that?

[E320]

http://www.2co.com/

[safronelectronics]

Try worldpay, 2checkout and nochex

[koko0909]

Thanx guys, will check those out.

[Corey Bryant]

How do you set up credit card payments for your websites?
Do u need to go thru some payment merchants of some sort? if so, any to recommend? can i have more than one website using the same merchant account? or do i need one for each?

It really depends on where you are and your type of business as well as your business names.

If you are in the United States and processing more than $1,000 a month, a merchant account might be better than using a third party processor , like 2Checkout / Paypal. Paypal might be a bit cheaper at first for a merchant account, but sometimes getting your money takes a bit longer. With a merchant account and an electronic payment gateway, you will usually get your money in 48-72 hours.

I recently applied to a credit card merchant and they said that you can only have one source of revenue for each account though this might be a company policy

Yes it depends on the sales agent and the acquiring bank. For example, if your DBA is Pets R Us and you are selling office products then you might think about another merchant account or renaming your business. This way, if someone bought a lot of office supplies but they see 'Pets R Us' on the credit card statement, they might not recognize the charge and request a chargeback.

[artistmom]

I have used ProPay.com in the past, and I can vouch for them that they do a good job.

[youngmoneyblog]

i use authorize.net through north american bancard.

I can give you the number to my dealer from North Florida.

[john82]

You could check with worldpay, chronopay, moneybookers & multicards. They accept majority of credit cards and also can help you on setting the payment system as you are looking for. I am not sure about their set-up fees though.