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  1. #1
    SPatwary is offline Junior Member
    Join Date
    Dec 2011
    Location
    Toronto, Canada
    Posts
    1

    Age 23

    Hi, I am 23 years old an below is exactly where I am standing.

    I've got a job full time which makes about $30,000 (After Tax)
    I have a total credit card dept at $12,500 with an 11% Anual interest.
    I currently live a home with my parents so I dont have any housing expenses
    My credit rating is around 605
    I don't have any money saved at the momment

    I know that I'm currently not in the best situation for my age financially, but I have recently started to look at things seriously in terms of where I want to be headed. My goal is to achieve financial freedom early in life, and my best choice for choosing a tool would be through real estate. I started educating myself in the art of investing and flipping properties for a return.

    I understand that I'm not in the best spot to start any kind of investing for the time being, but I would like to ask this questiong and hopefully get an answer from someone who has already done it and who might give me an answer seeing it from a different perspective.

    So here is my question, "What would you recommend I do going forward"

    I know that the answer might be obvious but was wondering if you could give me an in deph advice and maybe tell me the best possible way to get there under my current position.

    Thank you and All the best
    Last edited by SPatwary; 12-20-2011 at 12:33 PM. Reason: Spelling

  2. #2
    BuyGifts.com is offline Junior Member
    Join Date
    Nov 2011
    Posts
    8
    Hi Shadat,
    You don't need "in depth". This is very simple. Keep your job. PAY OFF THAT CREDIT CARD DEBT! Start saving, even if it's just a little here and there. Then follow your passion. Search your soul for what makes you happy, not just what makes you money. Then work your butt off to achieve your goals. Do everything you do by the Golden Rule. Don't walk on people to get where you're going. Be an honest, trustworthy person.

    Good luck!
    BuyGifts.com

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