50 smartest things to do with your money

**nado** · 09-21-2006 03:51 AM

This is pretty interesting: http://money.cnn.com/magazine/investing/smartest/

This point was something I hadn't thought about before:

Donate your shares

Donate stock, not cash, to charity. Not only will you help those in need, you'll forever avoid taxes on any gains on the stock -- and you can deduct the full value of the shares on your tax return. The charity will be happy to help you with the paperwork.

**Steve White** · 09-21-2006 04:05 AM

Thanks for the link Nado, I'll be sure to give it a read. Looks interesting, and it's always good to keep up with up and coming investments!

**E320** · 09-21-2006 02:32 PM

Lately it seems that CNN's Money isn't really for E's , even for Young E's.

Don't toss the spare change
At six-month intervals, find a coin sorter and deposit your change in a savings account. (One MONEY staffer's family saved $1,000 in stray coins last year.)

Take advantage of the concierge
Book a room on the hotel's concierge floor. It'll cost $20 to $40 more than the same digs on another floor, but consider the freebies: drinks, hors d'oeuvres, dry cleaning, shoe shining and help with reservations.
Start your kids saving early

Have your child open an IRA. Kids who earn money from an afterschool or summer job can put as much as $4,000 a year into a Roth IRA. After five years of tax-free growth, he or she can make penalty-free withdrawals for college -- or get a jump on retirement.

Sounds more like for dummies among dummies, doesn't it?