[Megan]

I'm looking into setting up a merchant account so that I may process credit cards online and through my website.

So far I've looked into authorizenet (the small biz i work for uses them) - but I dont know where else to look..

Who do you use?

Good/Bad - Advantages/disadvantages... let me know!

Thanks

[mxer210]

Hey,
I'm in the same process as you are, but I've already done ALOT of research for setting up online stores and I have everything planned out. I'm about to execute my plans and so you can pm me if you would like a brain dump.

paypal/bad cause it scares away customers
2checkout.com/similar to paypal, but 5.5%
chronopay.com/I think you have to be based in europe
authorize.net/great, but 40/month, this is what i'm going to use
Hope that helps.

[Megan]

Yes, I've noticed alot of wholesalers for authorienet. - Im not sure if id trust them. I do know directly thru authnet that they charge a 300$ setup fee and then 20 bucks a month/.10cents transaction afterewards,,


not exactly affordable for someone who funding from pocket..yay

Thanks!

[jpomerenke]

Originally posted by Megan
Yes, I've noticed alot of wholesalers for authorienet. - Im not sure if id trust them. I do know directly thru authnet that they charge a 300$ setup fee and then 20 bucks a month/.10cents transaction afterewards,,


not exactly affordable for someone who funding from pocket..yay

Thanks!

i have no idea were most of you get your info. Authorize.net is one of the largest and most trustable merchant services you can get. Get it through charge.com and its really not that much. You have to pay a little money to make money, remember that. No setup fee or anything with charge.com, i think you can afford that.

[jpomerenke]

Originally posted by Megan
Yes, I've noticed alot of wholesalers for authorienet. - Im not sure if id trust them. I do know directly thru authnet that they charge a 300$ setup fee and then 20 bucks a month/.10cents transaction afterewards,,


not exactly affordable for someone who funding from pocket..yay

Thanks!

i have no idea were most of you get your info. Authorize.net is one of the largest and most trustable merchant services you can get. Get it through charge.com and its really not that much. You have to pay a little money to make money, remember that. No setup fee or anything with charge.com, i think you can afford that.

[jpomerenke]

Originally posted by Megan
Yes, I've noticed alot of wholesalers for authorienet. - Im not sure if id trust them. I do know directly thru authnet that they charge a 300$ setup fee and then 20 bucks a month/.10cents transaction afterewards,,


not exactly affordable for someone who funding from pocket..yay

Thanks!

i have no idea were most of you get your info. Authorize.net is one of the largest and most trustable merchant services you can get. Get it through charge.com and its really not that much. You have to pay a little money to make money, remember that. No setup fee or anything with charge.com, i think you can afford that.

[Megan]

of course i know i have to spend money to make money - but considereing the business i am starting - 300 dollars is a huge chunk of change.. ive only already invested 1,000 bucks and am almost done.

so right there is 1/3 of my startup costs for a business just for a merchant.. im just asking opinions..


im not trying to be cheap.

[jpomerenke]

Originally posted by Megan
of course i know i have to spend money to make money - but considereing the business i am starting - 300 dollars is a huge chunk of change.. ive only already invested 1,000 bucks and am almost done.

so right there is 1/3 of my startup costs for a business just for a merchant.. im just asking opinions..


im not trying to be cheap.

Sorry for quoting that three times. (not sure how that happened)...but there is no 300 set up fee. Like i said....not sure how you are getting your info. Authorize.net is just a reseller so you cant get it direct from them. Go thru www.charge.com like i said. There is no set up fees. One of the cheapest and best around.

May i ask what kinda of store you will be opening?

[Megan]

i've spoken directly to a customer service representative through authorizenet - that is where I've received my information.

[jpomerenke]

Originally posted by Megan
i've spoken directly to a customer service representative through authorizenet - that is where I've received my information.

Get it thru charge.com then. They obvioulsy must eat the set up fee because they dont charge it.

[Qwest]

Yeah charge.com seems to be the way to go.

Anyone found anythign cheaper than FREE setup and....

Internet / Mail / Phone Order Discount Rate - 2.39%
Internet / Mail / Phone Order Transaction Fee - 25 cents per Transaction
Statement/Customer Service Fee - $10.00 per month
Internet Processing Software Gateway Fee - $29.95 per month

EDIT: I checked deeper into cha